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State: California

Moneytree

El Cajon

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Branch Details

303 N 2nd Street
El Cajon, CA 92021
Located in the town of El Cajon

Business Hours

Business hours: Friday: 8:00 AM to 8:00 PM. Monday: 8:00 AM to 8:00 PM. Saturday: 9:00 AM to 7:00 PM. Sunday: 10:00 AM to 4:00 PM. Thursday: 8:00 AM to 8:00 PM. Tuesday: 8:00 AM to 8:00 PM. Wednesday: 8:00 AM to 8:00 PM.

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Moneytree Consumer Loans

Payday Loans

Payday Loans are available up to $2551 with approval.
Don’t wait for payday – get the cash you need now at Moneytree! Payday loans are short-term, single-payment loans that are convenient and fast.  You can receive your funds in cash, by ACH to your bank account (online loans only), or Instant Funding* deposited to your qualified debit card account. A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.**Here’s what you’ll need to apply for a payday loan online or in any California Moneytree branch:

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Recent Reviews

4.3
Average Rating
Based on 77 reviews
  • Melissa Sadler
    December 4th, 2025
    QUEEN TANIA SAVED THE DAY!!! NICEST PERSON AND BEST EXPERIENCE IVE EVER HAD! THANK YOU!!!
  • Sean Sadler
    November 24th, 2025
    Its based off credit not paystubs!! They lie, i asked for the equivalent of 6% of my monthly income and they say now its credit. Liars you deserve this location.
  • JORGE “homie” CONTRERAS
    October 12th, 2025
    Always With a Good Service
  • D Motty
    October 8th, 2025
    This was the only place to help me when I was far from home and in worst case money scenario. I cannot say how amazing and helpful they were. I highly recommend 10/10
  • Roxana Cortez
    October 7th, 2025
    The ladys that worked here are really nice 🙂.
  • John Goddard
    September 13th, 2025
    slooooowwwww
  • Andrew Davis
    July 9th, 2025
    I had a rather frustrating experience here when I was told that in order to cash my check I had to pay a 10 percent fee. I wasn't exactly helped as I would've liked also. I guess since I'm younger they looked at me as just a kid but I know now
  • Polly Avignone
    June 20th, 2025
    My name is Polly. I had a situation that was time sensitive and involved a large sum of money. Oscar WAS MY HERO! He answered the phone when I first called about my situation. I went in to see him and and he took me under his wing and walked
  • Eric E.
    February 28th, 2025
    I had called all around San Jose and San Diego inquiring about cashing a check. Every location ranged from 6-10% and the one that was 10% in San Jose offered a small discount. Called Moneytree and was fortunate to reach Alex. They charge
  • Jeankenny Avril
    February 13th, 2025
    Awesome I like that
  • Mimi Oki
    August 16th, 2024
    I use Western Union a lot and they work fast. Great job and friendly staff.
  • Nikhil Mirchandani
    May 30th, 2024
    Tania was so amazing. I had a money order which I needed cashed and she helped me get my money back. She was very empathetic of my situation and helped me with everything! She is an outstanding employee and such a kind hearted and caring individual.
  • Karen Bleich
    April 15th, 2024
    Alex and the staff at money tree are excellent at their jobs and very friendly and professional I keep coming back
  • joel jacobo
    April 5th, 2024
    Thank you Alex for a great customer service!
  • MICHAEL Geiger
    April 3rd, 2024
    We're great confident and respectful people . Tania was very helpful today
  • Cindy Hayward
    April 3rd, 2024
    Alex...my representive is terrific...I have been going to this location for years!
  • Juan Davalos
    April 1st, 2024
    Todas que trabajan en Moneytree son muy amables especialmente Alex!
  • susy s
    March 25th, 2024
    Danielle was so nice, helpful, friendly, and informative!! A wonderful experience!
  • Wakito Morales
    March 18th, 2024
    Excelente servicio de western unión y préstamos de día de pago. Yazmin y Laura son excelentes trabajadoras.
  • Marios tibo
    March 7th, 2024
    Very nice people
  • Ricardo Fonseca
    October 4th, 2019
    Great service never had a problem
  • brooke womack
    January 20th, 2019
    Amazing customer service!!😊
  • Anthony Mora
    November 18th, 2018
    Been using Moneytree for a few years now when needed and its always a great experience. I was very impressed with my teller today I believe her name was Deejay. She greeted me with a warm smile and even remembered me from the transaction inquiry
  • Ahmed Thabit
    June 9th, 2018
    Good
  • Taya Tay
    April 2nd, 2018
    I been using money tree for years now when needed. I love how this loan place works vs others and they have really great policies. Always looking to make it easy for the customers. This location has the most friendly staff.
  • najwan zaki
    December 9th, 2017
    A very nice and helpful team and the employee named Jesus has an excellent customer service Thank you money tree
  • Peggy Bess
    October 3rd, 2017
    Always excellent customer service. Very friendly and informative. Always several windows open so you don't have a long wait. I was exclusively at ace cash express on chase And avocado for 10 years. I came here because ace closes at 6 pm
  • Taylor (tyklink)
    September 26th, 2017
    Awesome experience here.
  • Evan Henage
    July 16th, 2017
    Deejay and Leslie were awesome they should get a raise asap.
  • S Bassam
    September 13th, 2016
    Worst service, they made me suffer to transfer money, and then suffer to refund.
  • Anthony Peters
    May 4th, 2016
    Pretty seamless money transfer services. However i will mention be accurate on the name because my CADL shows Anthony but my family member put Tony down and they almost didn't allow it. They said their policy is a variance of 3 letters. Phew
  • Kunmi Toyinbo
    April 22nd, 2016
    Nice, Condusive place.
  • Nicole Pepper
    April 20th, 2016
    Victor is very friendly and helpful! He definately worthy of 5 stars!
  • Randy Shepard
    June 19th, 2015
    Very friendly people!!!