Victoria Akerley
November 25th, 2025
They're not very friendly at all
State:Washington
State: Washington
Branch Details
12510 E Sprague Ave#8
Spokane, WA 99216
Located in the town of Spokane
Business Hours
Business hours: Friday: 10:00 AM to 7:00 PM. Monday: 10:00 AM to 6:00 PM. Saturday: 10:00 AM to 5:00 PM. Sunday: Closed. Thursday: 10:00 AM to 6:00 PM. Tuesday: 10:00 AM to 6:00 PM. Wednesday: 10:00 AM to 6:00 PM.
Moneytree Consumer Loans
Payday Loans
Payday Loans are available up to $7001 with approval.
Don’t wait for payday – get the cash you need now at Moneytree! Payday loans are short-term, single-payment loans that are convenient and fast. Moneytree charges a flat fee based on the amount borrowed. You can receive your funds in cash, by ACH to your bank account (online loans only), or Instant Funding* deposited to your qualified debit card account. A payday loan costs $15 for every $100 borrowed up to $500; and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.**Here’s what you’ll need to apply for a payday loan online or in any Washington Moneytree branch:
Installment Loans
Installment Loans are available up to $7001 with approval.
Looking for a hassle-free loan with more time to repay? With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time. You can receive your funds in cash, by ACH to your bank account (online loans only), or Instant Funding* deposited to your qualified debit card account. The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a 70-day loan term as an example:70 Day Loan Term: A $500 loan would have a total repayment of $575, which includes finance charges of $75 and is based upon you agreeing to make five payments of $115, due every two weeks, with an APR (Annual Percentage Rate) of 126.03%.**Here’s what you’ll need to apply for an installment loan online or in any Washington Moneytree branch:
Signature Loans
Signature loans are available up to $5001 with approval.
Get the cash you need now with no checking account required! Signature loans are short-term, single-payment loans that don’t require you to have a bank account to apply. Moneytree charges a flat fee based on the amount borrowed. You can receive your funds in cash or Instant Funding* deposited to your qualified debit card account. A signature loan costs $15 per $100 borrowed up to $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.**Here’s what you’ll need to apply for a signature loan in any Washington Moneytree branch:
Check Cashing Services
Additional Services
Frequently Asked Questions (FAQs)
When autocomplete results are available, use up and down arrows to review and enter to select.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree branch or contact our Customer Service Team at 1-800-745-1011.
Online payments can be made at www.moneytreeinc.com/payments. Telephone payments may be made by calling Moneytree Customer Service 1-800-745-1011.
It depends on a number of things.
- When applying online, it is important to submit all of the requested documentation and information. With all of the necessary information, Moneytree can typically make a loan decision quickly.
- If you are approved, you will receive an email or text message with your approval and an offer of credit. If you are not approved, you will also be notified by email or text.
- Once approved, you can log into your online account and choose how much you'd like to borrow, up to your approved amount, and how you want to receive your funds. The amount of time it takes to receive your funds will depend on your preferred funding method:
1. Pick up cash at your nearest Moneytree Branch (same day in states where available) 2. Instant Funding¹ to your qualifying debit card account (same day) 3. Load to Moneytree-issued prepaid debit card (same day) 4. ACH deposit to your bank account (up to 5 business days)
*¹Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.*
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Recent Reviews
- Richard BurrisMarch 28th, 2025Went in there today and was having a bad day and this lovely lady named Shauna helped me out and made it a much brighter day.. thank you shauna!!
- Francine ShoemakerFebruary 15th, 2025They are so hospitable, caring personable. I would give them 10 all the way around their fabulous very wonderful people.
- Kit KatNovember 1st, 2024SHERRI IS ABSOLUTELY AMAZING! SHE HELPED ME SOLVE ALL MY PROBLEMS WHEN IT CAME TO CASHING A CHECK THAY CAME IN MY MAIDEN NAME. AND PUTTING IT IN MY ONLINE BANKING PORTAL! LITERALLY SAVED ME FROM BEING LATE ON RENT!!!! THANK YOU FOR YOUR PATIENCE,
- Philip BennettSeptember 5th, 2024I worked with Shauna and the whole process was very simple & pleasant. Great customer service and would highly recommend!
- Nic MathengeApril 29th, 2024Wonderful service from Rhonda over at moneytree spokane valley
- Leslie AshbyApril 12th, 2024Five stars for sure very friendly staff!, extremely helpful.
- Florescent DingoApril 9th, 2024I’ve been having issues with cashing a check, and Sherri made it really easy and painless.
- GigiApril 3rd, 2024This location is one of the best in Spokane and one I've been going to for several years. Whenever I come in the surfaces are clean and the floors are spotless. So this location is 100% cleaned and maintained by the Clerks. Customer service
- mnjj mnhjMarch 11th, 2024Virginia gives one of the best customer service there is.
- Keith ParkerFebruary 28th, 2024Always friendly and helpful for everything I need
- Kathy MorrisFebruary 16th, 2024Good to work with! Good website to get $ soon!
- Debbie JordanJanuary 30th, 2024The staff are beyond amazing! They are always super friendly and very helpful. I have never had a bad interaction with any of them!
- tabathia murphyOctober 16th, 2023The Money tree in Spokane valley WA was an absolute blessing for me. Being from out of town and my car had been broken in to I had lost everything and had about a months worth of paychecks that I couldn't get cashed. Shauna was an absolute angel
- LuciFebruary 25th, 2023Shout out to Shauna! She did absolutely amazing at getting me in and out when I had a huge crisis on money orders lol she was incredibly easy going and the whole process was over in minutes! Thanks again, Shauna!
- A “Nomad” WickAugust 12th, 2019Absolutely wonderful service; Virginia and Mike were wonderful to work with! Highly recommend this branch!
- charlie blackfordMay 19th, 2019Excellent place to do business. These guys go out of their way to help you got to keep the fees as low as possible when possible. I walked out of there today feeling important as if my business means something to this company. Initially there
- C CDecember 24th, 2018Uhhhh....FREE WESTERN UNION MONEY ORDERS!!!! That is all I need to say. Great friendly staff.
- Reverend Starling MirabeauOctober 10th, 2018Customer service above and beyond! Craig made every effort to assure me my personal information and security was the most important part of the transaction! You don't have great experiences every day around here BUT this MoneyTree does it right!!
- Mary MitchellAugust 11th, 2018The employees at Moneytree are very nice..I will continue to patronize your business..
- craig wilberJune 22nd, 2018Great center lots of services
- Liz LikaJune 13th, 2018Staff are friendly and helpful and the process is quick and painless when you are in a bind.
- Shawn DackonishMay 13th, 2018I go here a lot for my work and every single time... They're real nice, they couldn't possibly be any friendlier.
- LillyFebruary 19th, 2018Mike, the branch manager, is absolutely wonderful! So friendly and helpful everytime I come in. I dont usually leave reviews but I felt like I just had to! I love coming here.
- Sierra SanchezNovember 14th, 2017Very friendly staff. Had an awesome experience. The people feel very authentic.
- BreezyNovember 9th, 2017Mike( correct me if im wrong) the branch manager was awesome. We were only cashing a check but he made us laugh and he was quick to get us our shmoneyyyy! Very cool guy although its never a problem when we go ( its the only place we go)
- Tricia MarcelOctober 18th, 2017Cindy at the Spokane Valley branch was wonderful to work with! Her smile brightened up the visit and she was very informative about all of the services Moneytree provides.
- Jessie RoseOctober 17th, 2017Ive been to my fair share of Moneytrees but the valley location is my favorite. The staff is outstanding...expecially Mike the manager. He goes above and beyond to be helpful and always has a smile on his face. Great place and awesome pens!
- Trevor PeckOctober 17th, 2017Thanks Mike for being courteous and professional. I will definitely come back and visit.
- Tiffany PeckOctober 17th, 2017Mike was very helpful and always patient and kind.
- Brittney MortlockOctober 17th, 2017The customer service at this location is just outstanding. Mike in particular is the best manager and is always so helpful and courteous and makes me feel so comfortable.
- Tony FitzgeraldOctober 16th, 2017Staff is always friendly and courteous. Do their job well. Always had great experiences with this location.
- Naticia MillerOctober 13th, 2017Wonderful staff! Quick and friendly
- Cisley McCartyOctober 13th, 2017The employees are always friendly and amazingly helpful! They make the effort to know their customers by name!
- Tyler NelsonOctober 6th, 2017Staff Is super friendly and very helpful had a great experience with them
- Camerin BrummettOctober 4th, 2017Always fast, friendly, and consistent service, in and out within a few minutes
- BrandiOctober 3rd, 2017Great Customer service every time I go in, even when I call and I'm upset. I was at work and on the phone with an employee when I had to help one of my customers, the money tree employee said she would hold for me until I'm ready....so understanding.
- Anthony MillerSeptember 26th, 2017Very helpful employees. They're always personable and professional. Every one of them.
- D LAugust 4th, 2017Rude and different answers from different people. When I tried explained something to one of the girls there she cut me off and wouldn't let me explain, she just kept saying the same thing over and over again. She refuses to listen to what I
- Rocky SamsonMarch 7th, 2017Best substitute for a bank.)
- Lisa AugeNovember 5th, 2016Great place and you can tell they all love there job.. and they make sure that you leave with what you needed and very easy to work with...and very fast ...in..and out ;)
- Kennith BernardAugust 18th, 2015Megan was a great help. Very helpful and willing to make my experience as positive as possible. That girl deserves a raise our promotion, seriously above and beyond.
- Meghann DuckenDecember 5th, 2013This place is awesome. Very informative and can get you in and out quickly, even when they're super busy. If you go into another location, be sure to expect the same kind of service.