rosi palmer
October 29th, 2025
Im SO happy this place is here! Everyone I talked to today was really nice and super helpful. Rhonda answered so many questions for me. 10/10 would recommend this place 😀
State:Washington
State: Washington
Branch Details
4516 North Division
Spokane, WA 99207
Located in the town of Spokane
Business Hours
Business hours: Friday: 9:00 AM to 8:00 PM. Monday: 9:00 AM to 8:00 PM. Saturday: 9:00 AM to 7:00 PM. Sunday: 10:00 AM to 4:00 PM. Thursday: 9:00 AM to 8:00 PM. Tuesday: 9:00 AM to 8:00 PM. Wednesday: 9:00 AM to 8:00 PM.
Moneytree Consumer Loans
Payday Loans
Payday Loans are available up to $7001 with approval.
Don’t wait for payday – get the cash you need now at Moneytree! Payday loans are short-term, single-payment loans that are convenient and fast. Moneytree charges a flat fee based on the amount borrowed. You can receive your funds in cash, by ACH to your bank account (online loans only), or Instant Funding* deposited to your qualified debit card account. A payday loan costs $15 for every $100 borrowed up to $500; and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.**Here’s what you’ll need to apply for a payday loan online or in any Washington Moneytree branch:
Installment Loans
Installment Loans are available up to $7001 with approval.
Looking for a hassle-free loan with more time to repay? With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time. You can receive your funds in cash, by ACH to your bank account (online loans only), or Instant Funding* deposited to your qualified debit card account. The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a 70-day loan term as an example:70 Day Loan Term: A $500 loan would have a total repayment of $575, which includes finance charges of $75 and is based upon you agreeing to make five payments of $115, due every two weeks, with an APR (Annual Percentage Rate) of 126.03%.**Here’s what you’ll need to apply for an installment loan online or in any Washington Moneytree branch:
Signature Loans
Signature loans are available up to $5001 with approval.
Get the cash you need now with no checking account required! Signature loans are short-term, single-payment loans that don’t require you to have a bank account to apply. Moneytree charges a flat fee based on the amount borrowed. You can receive your funds in cash or Instant Funding* deposited to your qualified debit card account. A signature loan costs $15 per $100 borrowed up to $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.**Here’s what you’ll need to apply for a signature loan in any Washington Moneytree branch:
Check Cashing Services
Additional Services
Frequently Asked Questions (FAQs)
When autocomplete results are available, use up and down arrows to review and enter to select.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree branch or contact our Customer Service Team at 1-800-745-1011.
Online payments can be made at www.moneytreeinc.com/payments. Telephone payments may be made by calling Moneytree Customer Service 1-800-745-1011.
It depends on a number of things.
- When applying online, it is important to submit all of the requested documentation and information. With all of the necessary information, Moneytree can typically make a loan decision quickly.
- If you are approved, you will receive an email or text message with your approval and an offer of credit. If you are not approved, you will also be notified by email or text.
- Once approved, you can log into your online account and choose how much you'd like to borrow, up to your approved amount, and how you want to receive your funds. The amount of time it takes to receive your funds will depend on your preferred funding method:
1. Pick up cash at your nearest Moneytree Branch (same day in states where available) 2. Instant Funding¹ to your qualifying debit card account (same day) 3. Load to Moneytree-issued prepaid debit card (same day) 4. ACH deposit to your bank account (up to 5 business days)
*¹Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.*
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Recent Reviews
- Red PillinoOctober 29th, 2025Cashed a check with no ID
- Donovan RhodesOctober 25th, 2025Treated me well got exactly what I asked for and was thanked for my time
- Crystal FlettAugust 31st, 2019The only Money Tree I'll use, these guys are FANTASTIC
- Veronica L GibsonAugust 19th, 2019The staff and their customer service was outstanding! A friendly environment and professional as well. I couldn't possibly think of going anywhere else and will continue going to this particular location whenever needed.
- M MohrJuly 7th, 2019Horrible experience bad customer service rude lady named rachel assisting me was no help what so ever. Completly rude will never cash a check here again...
- Justin MorencyJune 30th, 2019The staff has been professional every time I have come in. Their loan rate is a little high but that is to be expected with high risk loans. This is where I go to do the majority of my financial business.
- Crystallyn RosmanJune 7th, 2019Biggest joke ever! And they will have you sign a check that they do not have funds to cash!!
- SarahMarch 16th, 2019There is no visable address on this building. That isn't good. Crystal helped me about a month ago and she very poor with customer service. She wasn't friendly and had a rude attitude. I decided after 2 visits to do business at a different money
- TearsOfAJadedStarMarch 7th, 2019The staff has been kind each time, but the parking lot is in need of attention.
- Robert TemplerMarch 5th, 2019Great service.
- Andrea MaphiesNovember 12th, 2018Great customer service. Onglee is wonderful
- Becky BeeOctober 2nd, 2018Go elsewhere for check cashing! Kept me waiting for 20 minutes, and finally decided they would not cash my check! They thought my check and my answers to their questions about it were "suspicious." I can take no for an answer, but don't make
- Coryn HartshornSeptember 11th, 2018They're alright. A bit pushy though.
- Brian BanksSeptember 3rd, 2018Just wanted say that I really do appreciate their willingness to work with you on paying off loans. In those times where you're just basically paying them a monthly fee, and just taking out the same loan up til the 8 month, short cut off period;
- Kane Town MusicMay 17th, 2018Thank u all for great services
- Ricky O'NeelMarch 30th, 2018My wife and I have been going here since 2009 and we absolutely love the staff !!!
- Elizabeth BradyJanuary 7th, 2018Friendly staff. I needed to cash my check on christmas eve because I don't get paid until Saturday's so kudos for being open; my credit union was closed for 3 days due to the holidays. Having this service is a great backup plan when I need available
- Adam CogswellNovember 12th, 2017The staff is polite.
- Robert MichelNovember 4th, 2017Very great service treated like family and the owner is a GREENBAY PACKER FAN 🤘🏽
- Melinda LittleOctober 18th, 2017Terrible, snide customer service. Dishonest about what they tell you over the phone. Told me one thing over the phone but when I got there, completely changed their story and the person I talked to on the phone denied saying what she said to
- robert rushoAugust 24th, 2017There good at there jobs here
- MarkymarkJuly 19th, 2017My bank closes at 500 pm. I get off at 500 pm. Money tree cashes my checks and gives me free money orders. The help is always personable and attentive.
- Dennis Batchelor (Outrigger Paddler)May 23rd, 2017Very helpful, will cash checks for a small fee.But, no fee for money orders if purchased at the moment
- Robert “Ceahorse” TurnerApril 14th, 2017Employees are super friendly, went out if their way to help me get the loan I needed to make it through. Thanks a million guys!
- Snazz AMarch 16th, 2017Very high interest rate. Can really put a financially struggling person in more of a financial bind...
- Lisa RiceMarch 14th, 2017The hours are wonderful and if you cash a check a money order is free! Love the free pens. I highly advise MoneyTree to any one who needs to cash a check. The percentage of what the get out of your check is nothing compared to your local bank. 5 stars!!!
- Alicia Van DinterMarch 2nd, 2017Good place to cash a check in a jam. Fast service. Nice people
- C DavisFebruary 18th, 2017Kind of pricey but good if you don't have other options and has excellent hours.
- Ryan FatoneFebruary 15th, 2017I would give 0 stars but thats not an option... This place is a rip off, I will never step foot in Money tree again.
- Mike LeeFebruary 1st, 2017Poor service
- Ashbell Tempest (Bell)September 26th, 2016Been cashing all my Bk checks there, super happy with the staff, they're very friendly, even to the customers that don't deserve their niceties
- Bullet SargSeptember 4th, 2016Always greeted me, and helped me with my transactions with respect. I always did my business with the north division street office.
- Christian CrammerJuly 24th, 2016Cashed out of state check on a Sunday, great staff and buisiness!
- Sêer RauvwenJuly 7th, 2016great place does open at 8am not 10
- Ehsan SalihJune 10th, 2016Great